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Fixed term savings

Our Fixed Term Deposits tend to pay the highest expected rate of profit of all our savings accounts. However, you need to lock your money away for a fixed period of time.

Our fixed term savings products

Filter by

Access level
Access with notice

Get access to your money with 120 days’ notice. These accounts typically pay more than instant access savings.

Fixed term

Put your money away for a set period of time in return and get the highest expected rate of profit.

Instant access

Access your money whenever you want 24 hours a day, 365 days a year. These accounts typically earn the least profit.

Account name Minimum deposit Expected profit rate Sort ascending Access level
Educate A Child International 36 Month Fixed Term Deposit £5,000 4.60% Fixed term View account

Filter by

Access level
Access with notice

Get access to your money with 120 days’ notice. These accounts typically pay more than instant access savings.

Fixed term

Put your money away for a set period of time in return and get the highest expected rate of profit.

Instant access

Access your money whenever you want 24 hours a day, 365 days a year. These accounts typically earn the least profit.

Account name
Educate A Child International 36 Month Fixed Term Deposit
Minimum deposit
£5,000
Expected profit rate
4.60%
Access level
Fixed term

Which type of savings account is right for you?

  • Instant access

    Access your money whenever you want 24 hours a day, 365 days a year. These accounts typically earn the least profit.

  • Fixed term

    Put your money away for a set period of time in return and get the highest expected rate of profit.

Your eligible deposits held by a UK establishment of Al Rayan Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.  

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Frequently asked questions

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Award winning savings accounts

We have been awarded the Best Cash ISA Provider at the Moneyfacts® Awards 2021 and have been Highly Commended as the Best Bank Saving Provider.