Access your money whenever you want 24 hours a day, 365 days a year. These accounts typically earn the least profit.
Instant access savings
Earn profit not interest on your savings and have access 24/7 with our award winning instant access savings accounts.
Our instant access savings products
| Account name | Minimum deposit | Expected profit rate Sort ascending | Access level | |
|---|---|---|---|---|
| Everyday Saver (Issue 3) | £5,000 | 3.60% | Instant access | View account |
| Instant Access Cash ISA (Issue 3) | £5,000 | 2.30% | Instant access | View account |
Account name
Everyday Saver (Issue 3)
Minimum deposit
£5,000
Expected profit rate
3.60%
Access level
Instant access
Account name
Instant Access Cash ISA (Issue 3)
Minimum deposit
£5,000
Expected profit rate
2.30%
Access level
Instant access
Which type of savings account is right for you?
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Instant access
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Fixed term
Lock your money away for a set period of time in return and typically receive a higher expected rate of profit.
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Cash ISA
Cash ISAs offer tax-free profit on savings but may have lower expected profit rates than non-ISA accounts.
Tips on becoming a better saver
Your eligible deposits held by a UK establishment of Al Rayan Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
More savings accounts and information
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Instant access savingsEarn profit on your savings and have access 24/7.
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Digital Banking
You need to download and register for Digital Banking before you can open a new account with us.
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A guide to expected profit
Learn why Islamic banks pay profit rather than interest.
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Fixed term savings
Earn a higher level of profit on your savings with a Fixed Term Deposit.
Frequently asked questions
Award winning savings accounts
We have been awarded the Best Cash ISA Provider at the Moneyfacts® Awards 2021 and have been Highly Commended as the Best Bank Saving Provider.
