Access your money whenever you want 24 hours a day, 365 days a year. These accounts typically earn the least profit.
Fixed term savings
Our Fixed Term Deposits tend to pay the highest expected rate of profit of all our savings accounts. However, you need to lock your money away for a fixed period of time.
Our fixed term savings products
| Account name | Minimum deposit | Expected profit rate Sort ascending | Access level | |
|---|---|---|---|---|
| Educate A Child International 36 Month Fixed Term Deposit | £5,000 | 4.60% | Fixed term | View account |
Account name
Educate A Child International 36 Month Fixed Term Deposit
Minimum deposit
£5,000
Expected profit rate
4.60%
Access level
Fixed term
Which type of savings account is right for you?
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Instant access
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Fixed term
Lock your money away for a set period of time in return and typically receive a higher expected rate of profit.
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Cash ISA
Cash ISAs offer tax-free profit on savings but may have lower expected profit rates than non-ISA accounts.
Tips on becoming a better saver
Your eligible deposits held by a UK establishment of Al Rayan Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
More savings accounts and information
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Instant access savingsEarn profit on your savings and have access 24/7.
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Digital Banking
You need to download and register for Digital Banking before you can open a new account with us.
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A guide to expected profit
Learn why Islamic banks pay profit rather than interest.
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Fixed term savings
Earn a higher level of profit on your savings with a Fixed Term Deposit.
Frequently asked questions
Award winning savings accounts
We have been awarded the Best Cash ISA Provider at the Moneyfacts® Awards 2021 and have been Highly Commended as the Best Bank Saving Provider.
